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CFC Editorials

California’s Fight to Stop Health Insurance Price Gouging and the Single Payer Solution
by Zack Kaldveer, CFC Communications DirectorConsumer Federation of California
May 1st, 2012
State regulators should have the power to veto health insurance industry attempts to unjustifiably gouge consumers. The California State legislature should immediately support this effort to rein in rising premiums costs – a step already taken by 36 states.
Scoring the California Legislature: Who Stood With Consumers In 2011?
January 26th, 2012
We hope this scorecard can help Californians evaluate whether their lawmakers voted on behalf of their interests when it comes to issues that affect their pocketbooks, privacy, and health and safety, but often get little news coverage.
Consumers Get a Breath of Fresh Air from Jerry Brown
by Richard Holober, CFC Executive DirectorCalifornia Progress Report
October 14th, 2011
On issues ranging from household toxics to food safety to elder abuse to personal privacy, Governor Jerry Brown has demonstrated much greater empathy with consumer protection than his predecessor.
Stopping the Sale of Expired Infant Formula and Medications
by Richard Holober, CFC Executive DirectorCalifornia Progress Report
October 5th, 2011
When embarrassing exposes don't get an industry's attention, regulations become necessary. AB 688 is a logical companion to federal food and drug safety standards. It's time that retailers got the message that it is not a'ceptable to sell expired food and medication.
Governor Signs Senator Simitian’s Identity Theft Prevention Bill
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
August 31st, 2011
Persistence paid off for Senator Joe Simitian. Governor Jerry Brown just signed Simitian’s Senate Bill 24, which will arm consumers with information to help prevent identity theft.
AB 52 and the Fight to Stop Health Insurance Industry Price Gouging
by Richard Holober, Executive Director, Consumer Federation of CaliforniaCalifornia Progress Report
August 24th, 2011
A bill to regulate health insurance rate hikes faces fierce industry opposition as it moves through the legislature. AB 52 (Feuer) would rein in health and HMO premium increases that soared 131% from 1999 to 2009 - nearly five times the rate of inflation.
The Patriot Act and the Quiet Death of the US Bill of Rights
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
June 20th, 2011
With the stroke of an autopen from the other side of the Atlantic Ocean, the once articulate critic of the Patriot Act signed a four year extension of the most dangerous assault on American civil liberties in US history without a single additional privacy protection.
CFC Editorial: Big Supreme Court Victory for "Made in the USA"
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
This is an important victory for consumer access to the courts in cases where businesses engage in false advertising. It is also a big win for American workers, and for the high standards that must apply to the "Made in the USA" label.
Scoring the California Legislature: Who Stood With Consumers In 2010?
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
December 16th, 2010
An increasingly extreme anti-consumer Republican minority that votes in favor of corporate interests nearly 100% of the time as a block, combined with a growing number of corporate inclined Democrats, has led to a slim working majority able to commonly kill, or severely weaken, the more significant efforts to establish some semblance of justice in the marketplace.
PG&E Customers Killed Prop 16
by Richard Holober, CFC Executive DirectorCalifornia Progress Report
PG&E spent $46 million of its ratepayer dollars on Prop 16 to make sure our electric rates remain high, without asking the consent of its ratepayers.
Prop 15: Step One in Breaking Big Money's Strangle Hold on California Elections
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
June 3rd, 2010
...all but one of the donors to the ballot committee opposing Prop 15 comes from either a lobby firm, individual lobbyist, or a lobby employer – including BP's lobby firm, Political Solutions.
Follow the Money - No on Prop 16
by Richard Holober, Executive Director, Consumer Federation of California California Progress Report
Prop 16 is a laboratory example of how the ballot initiative has been twisted from its initial purpose of serving citizen democracy into yet another weapon in the arsenal of an arrogant special interest. Our votes should speak louder than PG&E’s millions. This June, send Prop 16 packing.
CFC Rebuttal to OC Register: Vote Yes on Prop. 15
by Richard Holober, CFC Executive DirectorOrange County Register
May 8th, 2010
The Consumer Federation of California witnesses first hand how this "pay to play" system undermines the public interest, as one proposed consumer protection law after another is crushed under a ton of corporate special-interest donations.
California Needs The FCC To Restore The Fairness Doctrine
by Richard Holober, Consumer Federation of California and Roy Ulrich, California Tax Reform AssociationHuffington Post
May 6th, 2010
...the effect of broadcasters' refusal to provide under-funded campaigns free response time since the repeal of the Fairness Doctrine for ballot measures...has been to increase the amount of one-sided information voters receive before entering the voting booth.
"Health Reform: The Year Of The Schlemiels", By the CFC's Richard Holober
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
January 27th, 2010
Bungling Democrats should acknowledge they lost the fight for the support of the people on health care reform. The sooner they flee this field of battle, and move on to issues that re-connect them with the mood of America, the better their chances to salvage the mid-term elections.
The Politics of Fear and "Whole-Body-Imaging", By CFC's Zack Kaldveer
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
January 8th, 2010
Before we...willfully give up our civil liberties and freedoms, support wars on countries that did nothing to us, and sign off on wasting HUGE amounts of money on ineffectual security systems, consider this: Your chances of getting hit by lightning in one year is 500,000 to 1 while the odds you'll be killed by a terrorist on a plane over 10 years is 10 million to 1.
The Pig, the Pony and the Dodo Bird
by Richard HoloberConsumer Federation of California
Each year Californians are treated to a Governor Schwarzenegger makeover when he gives his State of the State address. Schwarzenegger version 7.0 used a quaint story about a pig and a pony to emphasize the need for lawmakers of both parties to work together to solve the horrific budget disaster over which he has presided.
A 2009 Consumer Review, New Laws Going into Effect, and the Challenge Ahead
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
January 4th, 2010
In addition to reforming our pay-to-play campaign finance system, we progressives must redouble our efforts if we expect to pose any kind of challenge to the moneyed interests that dominate the state capitol.
Senate Bill Proclaims Health Care Is Not a Right; It’s a Business Where the Customer Gets Fleeced
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
December 27th, 2009
Wall Street knows a gold mine when it sees one, and it likes what it saw in the Senate health care bill. Health insurance company stocks soared to an 18 month high the day the Democrats reached the magic 60 votes needed for passage of its overhaul bill.
Privacy Challenges and Implications of an Electric "Smart Grid" System
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
November 29th, 2009
The only real interest "clash" will be between those that want to protect privacy and the right to control one's own data versus those that seek to profit off or benefit from accessing, buying and selling it.
Schwarzenegger Receives Failing Grade from Consumer Rights Organization
by Richard Holober, Executive Director, Consumer Federation of CaliforniaCalifornia Progress Report
October 13th, 2009
Governor Schwarzenegger's final verdict on a host of critical consumer protection bills this past weekend left consumer advocates disappointed. Of the 14 bills identified by the Consumer Federation of California (CFC) as most important, in only six instances did the Governor take the side of the consumer.
Rewriting Sacramento's pay-to-play rules and the California Fair Elections Act
by Trent Lange is the chairman of Californians for Fair Elections. Richard Holober is the executive director of the Consumer Federation of CaliforniaSan Francisco Chronicle
August 28th, 2009
Voters will have the chance to shake up business as usual by passing the California Fair Elections Act on the June 2010 ballot...(and) finally begin to fundamentally reform the election process by getting elected officials out of the fundraising game so they can devote their time to solving California's problems.
An Appeasement Budget - Big Oil and Big Business Win, Californians Lose
by Richard Holober, Executive Director, Consumer Federation of California California Progress Report
July 23rd, 2009
Don’t believe headlines that proclaim this a budget that everyone hates. Big oil and other profitable corporations made out like bandits.
CFC Releases its 2009 Scorecard for State Lawmakers
by Richard Holober, Executive Director Consumer Federation of California
The scorecard should help Californians evaluate how your state representatives voted on consumer protection bills that affect our pocketbooks, our privacy, and our health and safety, but often get little news coverage.
Budget Cuts are a Bonanza for Toxic Chemical Industries
by Richard Holober, Consumer Federation of CaliforniaCapitol Weekly
June 11th, 2009
Sacramento is in the grip of budget cuts that will harm programs that serve tens of millions of Californians. One agency slated for destruction protects Californians from toxic exposures. If eliminated, the result could be increased rates of cancer, neurologic and reproductive damage...
Obama Administration Waffles in “Defense” of California’s Financial Privacy Law
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
June 10th, 2009
While it should be noted that the Obama Administration's position is an improvement over that taken by President Bush - who was actively supporting the banks appeal, arguing that California should not be permitted to regulate banks' privacy practices - this brief does not translate into a victory for privacy advocates.
Firing Groundskeepers Won’t Fix The Budget Mess
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
June 3rd, 2009
The Governor failed to mention the $2.5 billion in permanent tax cuts that he and lawmakers lavished on profitable corporations in the 2008-2009 budget deals at a time they were raising taxes on workers and consumers and slashing funding to schools, transit and health clinics.
A shameful effort to limit class actions
by Richard Holober, CFC Executive DirectorSan Francisco Chronicle
March 29th, 2009
As government regulators and private consumer attorneys seek to hold AIG and its Wall Street friends to account for misconduct that has destroyed the jobs, homes and retirement savings of millions of Americans, these onetime financial titans are scurrying to slam shut the courthouse doors on their victims.
Credit Cardholders Bill of Rights Reintroduced in the House
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
March 12th, 2009
H.R. 627 represents a long overdue effort by Congress to address what is rapidly becoming a second "subprime like meltdown" that could send our economy into an even deeper recession - if not depression. Neither Congress nor the California Legislature acted quickly or boldly enough to deal with the subprime meltdown – and their failure has been catastrophic to millions of American households.
Comparing the 2009 California Reforms
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
March 4th, 2009
Unlike the behind the scenes dealings by Senator Maldonado to horse trade his vote in exchange for having his "open primary" system added to the 2010 ballot, AB 583 was supported by thousands of California voters who contacted their legislators urging support for "Fair Elections".
California Budget: Big Business is Only Winner
by Richard Holober, Executive Director, Consumer Federation of CaliforniaCalifornia Progress Report
February 20th, 2009
The budget fiasco has provoked a healthy discussion of the need for governance reform. The starting point for reform should be asserting the democratic principle of majority rule. California must eliminate super-majority requirements that facilitate budget tyranny by a small cabal of extremist lawmakers.
Dmv End Run Threatens Our Privacy
by Richard Holober, CFC Executive DirectorCalifornia Progress Report
February 4th, 2009
...the DMV contract proposal would give government snoops new weapons to identify and record your presence at a protest rally or picket line. California lawmakers should stand up against the further expansion of government data collection technology that can be used to invade our privacy without first setting ironclad rules that limit its use to essential and lawful purposes.
Oil severance fee: For California, the time has come
by Richard Holober, CFC Executive DirectorCapitol Weekly
January 29th, 2009
Lawmakers face painful choices in closing the budget gap. In light of the severe cuts that will disproportionately affect the lives of the least fortunate among us, we believe an oil severance fee is a painless and overdue measure of tax fairness.
Consumer Protection Bills Going into Effect on January 1, 2009
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
January 2nd, 2009
Every year the Consumer Federation of California monitors, supports, and opposes dozens of bills related to consumer rights. Every year many of these bills are "killed" in the legislature while many others reach the Governor’s desk to either be signed into law or vetoed.
From the New Publishers of the California Progress Report
by Richard Holober, Consumer Federation of CaliforniaCalifornia Progress Report
December 1st, 2008
The California Progress Report is that site. Its unique value is that it provides an open on-line forum for dozens of advocacy groups that post news and opinion pieces about statewide issues.
Protecting Privacy of Children, Rights of Parents Remains Unfinished in California
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
November 18th, 2008
Absent a countervailing force in defense of student privacy, the district’s natural tendency will be to secure its interests at the expense of the students’. Parents can only function as this countervailing force if they are granted their rightful seat at the table. Currently, no such right exists!
A Powerful Coalition, Not a Bad Economy, Defeated Boone Pickens’ California Prop 10
by Richard Holober, CFC Executive DirectorCalifornia Progress Report
November 5th, 2008
Anticipating the post-election day spin coming from T Boone Pickens’ flaks, let’s make one thing perfectly clear: The defeat of Proposition 10 was not due to a sour voter mood regarding the economy.
$10 billion lemon makes one firm richer
by Richard Holober, Consumer Federation of CaliforniaThe Reporter
September 28th, 2008
The biggest bonanza under Proposition 10 goes to - you guessed it - Mr. Pickens' Clean Energy Fuel Corp. This company dominates the natural gas fueling business. Proposition 10 earmarks billions in tax giveaways to distort the market to favor natural gas-powered vehicles and to disadvantage cleaner energy technologies.
Two Historic RFID Regulation Bills—Important to Our Privacy and Safety--Await Governor Schwarzenegger’s Decision
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
Two privacy protection bills introduced by Senator Joe Simitian (SB 29 and SB 31) are awaiting Governor Schwarzenegger's signature or veto. They address privacy concerns and problems with "skimming" - the unauthorized surreptitious reading of RFIDs by persons with malicious intent.
No on Proposition 10 – Stop T. Boone’s Pickpocket Initiative
by Richard Holober, Consumer Federation of CaliforniaThe Desert Sun
August 24th, 2008
Proposition 10 spends billions in tax giveaways to manipulate the marketplace to favor natural gas as a "clean" vehicle fuel to the disadvantage of cleaner alternative energy technologies.
Governor Schwarzenegger has Opportunity to Protect Tenants in Foreclosed Properties
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
August 20th, 2008
The Consumer Federation of California (CFC) strongly urges Governor Schwarzenegger to sign AB 1333 (Hancock) - a bill that will protect tenants in foreclosed properties and help keep families in their homes.
Landmark Credit Card Reform Bill Moves to House Floor
by Zack KaldveerCalifornia Progress Report
August 3rd, 2008
If enacted, H.R. 5244 would help tens of millions of Americans avoid increasing and undeserved debt while beginning a long overdue effort by Congress to prevent a second "subprime like meltdown" that would send our economy into an even deeper recession.
A Victory for Privacy: California Senate Rejects Bill to Allow Drug Marketing Firms Access to Patient Medical Records Without Consent
by Zack Kaldveer, Consumer Federation of CaliforniaCalifornia Progress Report
The Consumer Federation of California opposed SB 1096 (Calderon) because it raised significant privacy and health care concerns for patients.
It's California's Turn to Protect the Flying Public by Passing the Airline Passenger Bill of Rights
by Zack Kaldveer, CFCCalifornia Progress Report
February 27th, 2008
With customer service declining and the number of airline passengers rising, more and more passengers are ending up suffering with lengthy flight delays, canceled flights and on occasion finding themselves trapped in airplanes for interminable hours before taking off.
California's Foreclosure Crisis and the State Legislature
by Zack Kaldveer, CFCCalifornia Progress Report
February 15th, 2008
As California's foreclosure crisis continues unabated and families are being ousted from their homes at an unprecedented pace, the state legislature is finally taking action.
Why CFC Opposes Governor Schwarzenegger's Health Care Proposal
by Richard Holober, Executive DirectorCalifornia Progress Report
October 31st, 2007
The measure fails to address skyrocketing health insurance premium costs. During the years 2000 - 2005, health insurance premiums escalated by 87 percent, which is over four times the rate of inflation.
Will the PUC Provide Telephone Consumers Equal Protection?
by Richard Holober, Executive DirectorCalifornia Progress Report
July 26th, 2007
When AT&T, Sprint, Verizon and T-Mobile look at our state's growing immigrant population, they see one thing money, and lots of it...But when it comes time to close the deal with a non-English speaking customer, the big phone companies don't want to put their verbal promises in writing in a language that the customer can read.


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